pro-ed tip

Insurance is a necessary evil. At least for home and auto coverage. The insurance they sell to protect a $100 purchase at Best Buy or Walmart or Amazon is worthless, in my opinion. Insurance is a commodity. The insurance company hopes you don’t see the relentless climb in the premium. Your best defense is to review and shop your insurance annually. This is the only way to ensure the best insurance for you at the lowest cost. Also be sure to review that you have adequate coverage. Especially liability. Lawsuits can take out just about any nest egg.