Along the same line as down time, writing notes, a journal, a blog, a to-do list and any other things you want to think about later during down time is important to a frugal lifestyle. Frugality is not only about money. You can always make more money, but you can’t make up for lost time! Slowing down and writing notes is the best way to reduce expenses! You are not buying the best goods and services when you are fighting the clock. Notes allow you to slow down and make better decisions. I can give you a million ways to reduce costs, but only you know what things you can reasonably cuts costs on. The goal of this post is to provide ideas and spark ideas in your mind. Don’t just do it because some crazy accountant from the backwoods of NE Wisconsin told you to do so. Write it down. Record your thoughts in a journal and review those thoughts later. Use a grocery list. You will be amazed at how your thoughts change and the money you save. And always be willing to revise. Editing your notes and lists is required. The first draft is always junk. That is why you need to review and edit, preferably with the door closed.