Figured this one out after a stream went almost 90 degrees and hit my cat in the face.
If you live a cold area, place your clothes, especially socks and underwear, on or near a heater before your morning shower. They'll be nice and warm by the time you're ready to actually put them on.
So, for example, if you needed to work out 4% of 75 in your head, just flip it and and do 75% of 4, which is easier.
Whenever I find something that I can just see my friend or partner screaming with joy, i think about acquiring it.Even if i hold 1 month with it, it will be worth it, because i know it is what they wanted, and not some last time present.Just bought 2 xmas presents this month
I don't mean to suggest you shouldn't leave any more tip other than the initial $5 or $10.Just saying, it's good strategy to start with the $5 and "anchor" in the bartender's mind the idea that you're a generous tipper who deserves great drinks and priority service. S/he will pour a little more whiskey each time, notice right away when you need a new drink, etc.
This is especially important if you plan to tip a low amount. Regardless of your personal politics toward tipping, if you tell someone in advance that they won't be getting much in return for their service then they are less likely to give you good service. Even if you plan to tip well, disclosing the amount in advance can have the same effect of diminished service quality. This applies to tipping in general, actually.